How much do you need to show?

Work out the money you need to show for your UK student visa, in pounds and in rupees, and what an education loan would cost you each month.

Where will you study?

How long is your course?

First-year tuition fee

The fee for your first year, or for the whole course if it is shorter, as your CAS shows it.

Already paid to your university

Your deposit and anything else you have paid towards the fee.

When are you applying?

You need to show

£10,539

in pounds

Tuition still to payFrom your CAS, minus what you paid: £0
Living costs9 months × £1,171, outside London: £10,539

Keep it in the account for 28 days in a row, and apply within 31 days of the end of those 28 days.

Practise the money questions Ask Tankey about funds

An estimate, not advice. Always check the current amounts on GOV.UK before you apply. Rupee figures appear once Nepal Rastra Bank's rate is in.

How the funds rule works.

The three things the Home Office checks about your money.

What you need to show

Any course fees you still owe, as your CAS states them. Plus living costs for up to 9 months: £1,171 a month outside London, £1,529 in London. A part of a month counts as a full month.

For applications made on or after 30 November 2026: £1,203 outside London and £1,570 in London.

The 28-day rule

The money has to sit in the account for 28 days in a row, and the end of those 28 days must be within 31 days of your visa application.

Money from a qualifying student loan or official sponsor does not need to be held for 28 days.

Where the money can be

Your own account, alone or joint
A parent's or legal guardian's account, with their written consent and proof that they are your parent or guardian
Your partner's account, if they are applying with you or already have permission
A student loan from a government, a government-sponsored student loan company, or an academic or educational loan scheme regulated for student loans
Official financial sponsorship from a government, the British Council, an international organisation or company, a university or an independent school

Money in anyone else's account, an uncle's or a friend's, does not count, and nor does a promise to pay later.

Paid your university a deposit for accommodation it arranged? Up to £1,529 of it comes off the money you show (£1,570 from 30 November 2026).
Using an education loan? The letter must be dated no more than 6 months before you apply.
UKVI converts money held in rupees into pounds at OANDA's spot rate on the day you apply. The rupee figure above uses Nepal Rastra Bank's rate, so keep a margin.

Now practise explaining it out loud

Who is paying, where the money came from, how you will manage in the UK: money questions come up in both pre-CAS and UKVI interviews.

Practise money questions

Where these come from

Last verified 31 October 2026 by the finduni team.